Unless you’re very wealthy, when you apply for college you need to explore financial aid opportunities. But the process can seem confusing, and before you seek the assistance of your college financial aid advisor you should know how the system works.
Two of the terms you will hear are “FAFSA” and “CSS Profile.” Both are applications that you fill out with your financial and personal information. The information is used by the college to help determine how much financial aid you will receive. But what’s the difference? Do you have to submit both?
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The task of finding and applying for financial aid makes some students and parents feel like they are lost in the woods. For many, it can appear easier to do nothing at all. A recent study by the American Council on Education found that approximately 1.5 million kids who might have qualified for federal higher education grants didn’t even file financial aid forms.
For those seeking financial aid, begin with the federal financial aid form known as FAFSA. Families can file the FAFSA online at fafsa.ed.gov, or via mail. Completing federal income tax forms makes filling out the FAFSA form a lot easier, and makes it less likely that you will have to provide more information later. Note: Funds are more readily available for those who apply early!
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