Have you made your New Year’s Resolutions yet? Do you have kids headed for college? Read on for the perfect way to combine the two.
Your goal should be to pay as little as possible out of your own pocket for your kids’ education. Ideally, your child should get financial aid or scholarships for college.
But you make too much, you say? That’s what “they” want you to believe. As it turns out, they’re not quite right. There are a few things you can do to get financial aid for college after all.
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Applying for financial aid can be a challenge and many parents delay the process as long as they can. Some think they need to wait until their taxes have been filed, when in fact an estimate based on your previous year’s taxes is completely acceptable. Sometimes parents feel embarrassed to apply for financial aid, even in this uncertain economy. Too many parents do not apply for financial aid because they do not believe they will qualify. Never make this assumption. The easiest way to lose out on financial aid for college is to not apply for it.
FAFSA stands for Free Application for Federal Student Aid and is the main form used to determine eligibility for federal aid, including Pell Grants and student loans. The majority of parents will fill out the FAFSA application online. It is the first step to getting financial assistance for college. Many student financial aid programs are on a first come, first served basis. The FAFSA is the critical connection between you and your student’s future financial aid package.
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